Check-ups & x-rays
Routine and emergency exams, and the x-rays that go with them.
Canadian Dental Care Plan
Quality dental care, made affordable
The Canadian Dental Care Plan (CDCP) helps eligible Canadians without private dental insurance get the care they need. We welcome CDCP patients and bill Sun Life directly, so going to the dentist is simpler and more affordable.
We accept the CDCP
We bill Sun Life directly
We bill Sun Life for youLess paperwork, less worry
Who it is for
Are you eligible?
You can apply for the CDCP if all four of these are true for you.
No private dental insurance
You do not have access to dental coverage through an employer, a plan you bought, or a family member.
Family income under $90,000
Your adjusted family net income is less than $90,000 a year.
You filed your taxes
You, and your spouse or partner if you have one, filed last year's tax return.
A Canadian resident
You are a resident of Canada for tax purposes.
Not sure if you qualify? We are happy to help you figure it out, or you can check and apply at canada.ca.
What it costs you
What you'll pay
How much the CDCP covers depends on your adjusted family net income. Slide to your income to see your co-pay.
$30,000$90,000+
0%
At this income, the CDCP pays its share and you pay no co-pay on covered care.
Lower income
Under $70,000
adjusted family net income
0%
your co-pay
The CDCP pays its share, so you pay no co-pay on covered care.
Middle income
$70,000 to $79,999
adjusted family net income
40%
your co-pay
You pay 40% of the CDCP fees, and the plan covers the rest.
Higher income
$80,000 to $89,999
adjusted family net income
60%
your co-pay
You pay 60% of the CDCP fees, and the plan covers the rest.
Good to know: the CDCP pays set rates. If a treatment costs more than the plan covers, you may pay the difference, even with no co-pay. We always go over any costs with you first, before anything begins, so there are no surprises.
What it covers
What the CDCP helps pay for
Cleanings & prevention
Cleanings, polishing, fluoride, and sealants to keep your smile healthy.
Fillings
Tooth-coloured fillings to fix cavities and small chips.
Root canals
Care that relieves pain and saves a tooth that is badly decayed.
Gum care
Deeper cleanings and treatment to keep your gums healthy.
Dentures & more
Full and partial dentures, plus crowns and extractions.
Many services are covered right away. A few, like crowns, partial dentures, or care beyond the plan's limits, need pre-approval first, which we arrange with Sun Life for you.
At our clinic
Using your CDCP with us
Book on or after your start date
Wait until your CDCP coverage start date has arrived, then book your visit with us.
Bring your details
Have your CDCP member ID, a piece of ID, your coverage start date, and your co-pay level handy.
We bill Sun Life
We send the claim to Sun Life directly, so you only handle any co-pay or extra charges.
Not signed up yet?
How to apply
Check you qualify
Confirm the four points above describe you and your family.
Apply online
Apply through your My Service Canada Account at canada.ca, or by phone.
Get your card, then book
Sun Life mails your welcome package and member card. Once your coverage starts, book with us.
Good to know
CDCP questions
A few common questions about using the CDCP with us. If you do not see yours, just ask.
Still have a question?Call (613) 592-6850 and our team will help.
Call (613) 592-6850
Do you accept the CDCP?
Yes. We welcome CDCP patients and bill Sun Life directly, so there is less paperwork for you.
I have no co-pay. Could I still get a bill?
Sometimes. The CDCP pays set rates, so if a treatment costs more than it covers, you may owe the difference. We always go over any costs with you first.
Are my children or family covered?
The CDCP is open to all eligible ages. If your family meets the four points above, each member can apply.
How do I apply?
Apply online through your My Service Canada Account at canada.ca, or by phone. Once your coverage starts, book with us.
Can I use the CDCP with other coverage?
If you have coverage through a provincial or federal program, it can be coordinated with the CDCP so there are no gaps or overlaps.
Ready to use your CDCP?
Already approved, or just have questions? Request a visit or call us and we will walk you through it.